JANET L. HOFFMAN
LOAN ASSISTANCE REPAYMENT PROGRAM (LARP)
2015-2016 Awards have been made. Please check your MD CAPS account for updates.
Who may apply: Maryland residents who provide public service in Maryland State or local government or nonprofit agencies in Maryland to low income or underserved residents.
How to apply: Complete and file a LARP General application.
When to apply: The application deadline is September 30. Pre-Graduation Law Applicants (those in their third year of law school) and Urban Teacher Center (UTC) Applicants, also must apply by September 30.
Eligible employment fields: 2015-2016 eligible employment fields:
You must have earned a degree from a college in Maryland, or from any law school, or a resident teacher certificate from the Maryland State Department of Education (MSDE). You must be employed full-time (35+ hours per week) in state or local government or in a nonprofit organization in Maryland. Your employer must help low income, underserved residents or underserved areas in the state. You must have educational loans from a university, government, or commercial source that you used to pay college expenses. You may not be in default on a loan. Your annual gross salary cannot exceed $60,000. If married, your annual gross salary cannot exceed $60,000, and your combined salaries cannot exceed $130,000. If employed as a nurse faculty member, your annual gross salary cannot exceed $75,000. If married, your annual gross salary cannot exceed $75,000, and your combined salaries cannot exceed $160,000. This is a service-based program. Prior service obligations from other State of Maryland scholarships must be completed by July 1, 2014. One position cannot fulfill two service obligations simultaneously.
URBAN TEACHER CENTER (UTC) APPLICANT REQUIREMENTS
You must be in your 2nd year of the program and possess a Maryland Resident Teaching Certificate. You must submit a LARP General application and all required documents by the deadline specified in the "When to Apply" section. UTC applicants are not eligible to receive the lock-in award.
PRE-GRADUATION LAW STUDENT REQUIREMENTS
You must be a law student attending University of Maryland, Baltimore or University of Baltimore and in your third and final year of school. You must submit a LARP General application by the deadline specified in the "When to Apply" section. Our office must also receive documentation of your official, eligible job offer prior to January 1, 2016.
Applicants will be grouped according to eligible employment field. Within employment fields, individuals will be ranked according to graduation date, then application complete date. If individuals have identical graduation dates and application complete dates, applicants with the lowest income will be awarded first. Priority is given to individuals who have graduated from an institution of higher education in the last three years. Priority employment fields established by law are legal services and nursing. Priority for awarding will also be given to applicants who are employed as nurse faculty members or applicants who teach in schools designated as federal Title I, schools Identified for Improvement by MSDE, or who teach in designated critical shortage subject fields.
Awards will be determined by an applicant’s overall reported educational debt at the time of application. Recipients will lock-in to an award level that contains set award amounts. Award funds are distributed annually over a three (3) year period as long as the recipient remains eligible and continues to submit the required annual employment, lender and tax documentation by the September 30 deadline.
*Payment amount cannot exceed total debt; amount will be adjusted
RENEWING AN AWARD
Recipients of lock-in awards are required to submit annual employment, lender and tax documentation by the September 30 deadline for each year that they receive funding. Failure to submit required documentation by the deadline or failure to report changes in your employment status and/or salary level through out the service/award years will make you ineligible for the award.
AWARD PAYMENT OPTIONS
Award recipients of the Janet L. Hoffman
Loan Assistance Repayment Program are
eligible to receive monthly payments if
they participate in the federal Public
Service Loan Forgiveness Program (PSLF).
Individuals who opt to participate in
the monthly payment option will receive
12 installments from
April 2016 through
March 2017. The monthly installment
amount will be determined based on the
award amount (i.e. Yearly award of
$6,000 equals 12 monthly payments of
If you have an existing MDCAPS account apply here https://mdcaps.mhec.state.md.us. If you don't have an MDCAPS account click here for instructions on creating onehttp://www.mhec.state.md.us/financialAid/OSFAmdcapslive.asp.
CONDITIONS OF AWARD