SmartSAVE Loan Assistance Repayment Programs

  • John R. Justice Grant Program
    The John R. Justice Maryland Student Loan Repayment Program provides for the payment of eligible educational loans for Maryland State and Federal public defenders and prosecutors who agree to remain employed as public defenders and prosecutors for at least three years.

  • Janet L. Hoffman Loan Assistance Repayment Program
    Janet L. Hoffman Loan Assistance Repayment Program (LARP)​ is designed for Maryland residents who provide public service in Maryland State or local government or nonprofit agencies in Maryland to low income or underserved residents.

  • Maryland Dent-Care Loan Assistance Repayment Program
    This Loan Assistance Repayment Program (MDC-LARP) is a student loan repayment program for dentists.

  • Maryland Loan Assistance Repayment Program for Foster Care Recipients
    The MLARP is for former foster care recipients who are employed by Maryland State, county or municipality government who have also graduated from an institution of higher education in Maryland.

  • Maryland Loan Assistance Repayment Program for Physicians
    This program provides educational loan repayment funds to physicians and physician assistants who must serve a 2 year obligation in a health professional shortage area (HPSA) or medically underserved area (MUA), either in primary care or mental health.


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The Maryland General Assembly’s Office of Legislative Audits operates a toll-free fraud hotline to receive allegations of fraud and/or abuse of State government resources. Information reported to the hotline in the past has helped to eliminate certain fraudulent activities and protect State resources.

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