Smart Save Program

Whether you plan to attend a two-year or a four-year college, this Maryland Higher Education Commission SmartSAVE page offers you a list of scholarships and grants to assist you in obtaining your higher education goals.

Maryland is fortunate to have more than 50 colleges and universities to choose from and preparation is the key to ensuring your dream of going to college is realized.

Grants, Scholarships and Loan Assistance Repayment Programs

Both grants and scholarships are money that students are given for their college education. There is no requirement for the student to pay back the money.

Meanwhile, Loan Assistance Repayment Programs (LARP) allows the student to pay back a portion of the student loan or debt (to the bank or the lender) once the student graduates, based on agreed-to criteria.

Below are the financial assistance resources currently available to Maryland students attending a Maryland institution:

Additional resources include the Free Application for Federal Student Aid (FAFSA) and the Maryland 529 Programs.


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The State of Maryland pledges to provide constituents, businesses, customers, and stakeholders with friendly and courteous, timely and responsive, accurate and consistent, accessible and convenient, and truthful and transparent services.

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Help Stop Fraud in State Government

The Maryland General Assembly’s Office of Legislative Audits operates a toll-free fraud hotline to receive allegations of fraud and/or abuse of State government resources. Information reported to the hotline in the past has helped to eliminate certain fraudulent activities and protect State resources.

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